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How to Buy a Home without a Big Down Payment
So you want to buy a home, but haven’t saved a big down payment… If you want to buy a home and don’t have a lot to put down, what can you do? What are your options? Here is an article that will help you understand you do have a path to home ownership! https://rismedia.com/2020/01/29/fha-down-payment-requirements/#close As always, I am here to answer your questions and help you buy or sell your next home. I’ve been doing this for people for over 25 years and I’m ready to help you, too! Cheryl Major, Realtor Coldwell Banker Realty 978-302-5094 cheryl.major@nemoves.com
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Myths and Facts about Operating Your Water Heater
Myths and Facts about Operating Your Water Heater There are quite a few myths surrounding the idea of saving money on your water heater, and more specifically whether or not reducing the water temperature will save you money. Here’s a list of some of those myths and whether or not they are accurate. 1. It’s best to leave the hot water heater on at all times rather than turning it on and off. This is a very common myth, but you actually don’t need to be heating your water constantly. As long as your tank has a good insulating jacket, your water will remain hot all day. By not having…
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A Clean House Puts Your Home’s Best Foot Forward
A Clean House Puts Your Home’s Best Foot Forward So many times I’ve heard buyers talk about a clean house; they comment on how clean and well-maintained, or not, a home is. Today I want to share what you should focus on when getting your home ready for sale regarding cleaning. Especially if, for whatever reason, you’ve decided not to do updates, presenting a clean house that sparkles is so important! Washing the walls, baseboard molding, and other trim is a great investment of your time. If you removed wallpaper, you saw the mess around all the moldings. If you didn’t get a chance to remove wallpaper, you may want…
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Healthy Septic System
Three Rules for a Healthy Septic System The last thing a seller wants to hear when they’re getting ready to sell is, “You failed your Title V inspection”. That news comes with a hefty price tag…more or less depending upon a number of factors such as the grading of your land and the percolation rate as a result of the quality of your soils. If your leach field is on a hill or is mounded due to high ground water, you will require a pump system, which is an extra expense over a typical gravity system. If your soils are poor and your percolation rate is too slow, you will…
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How a Buyer Sees Your House… You May be Surprised!
Learn How a Buyer Sees Your House Putting your home on the market is one of the most stressful and confusing events you can face. It’s hard to realize buyers are not seeing your home; they are seeing your house. A buyer’s critical eye can be a little insulting sometimes, and it’s hard to step back and remove ourselves from taking it personally! Remember one thing though… you are not alone! The process can be intimidating, but I’m here to help you get through it and learn how a buyer sees your house. The first thing to know is that most of us live in a house that is much…
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Declutter to Sell
Declutter to Sell…Say Goodbye to Your Personality… Twenty years ago, staging a home as we do now was unheard of. Certainly we Realtors would advise a seller to declutter to sell to help create an appearance of plenty of space. We would give sellers guidance and direction about moving furniture to improve traffic flow, etc. but staging as we do today? No… I remember listing a house back in 1996, and the woman selling it was 100 years old. She finally had to move in with her 70-something daughter. The house was so chock full of things…furniture and stuff and frankly a lot of junk that I went through all…
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When is the Best Time to List My House?
When is the Best Time to List My House? I want to put my house on the market in the spring. When is the Best Time to List My House? Great question! So many people want to list once the weather becomes more moderate and the flowers begin to pop making the spring market a pretty one that tells us we’ve made it through another winter. This means we expect the market to really begin to hop from mid March to mid April depending upon the weather. But is this always a decision that’s in your best interest? In our neck of the woods, sometimes the best answer for you, the…
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How Long Until My House Closes?
Once I have an accepted offer, how long until my house closes? “Once I have an accepted offer, how long until my house closes” is one of the most frequently asked questions from Buyers and Sellers. The answer is…it depends. If it’s a cash sale where there is no waiting for financing to be approved, you may close in as quickly as four weeks. If an extended closing is preferable to both Buyer and Seller, you may close in 3 months or more. Most often though, financing is involved, and in that case the more conventional time frame is usually six to eight weeks; eight weeks being a more comfortable…